Welcome to the future home of

First Bank Midwest

First Bank Midwest proudly brings together First Bank Richmond, The Farmers Bank, and Mutual Federal, a division of First Bank Richmond. Our new website is currently under development.

If you're looking to log in to Digital Banking, please continue using your legacy bank's website by selecting the appropriate link below.

Frequently Asked Questions

Why are First Bank Richmond and The Farmers Bank merging?

This partnership brings together two strong community banking organizations that share similar values, a commitment to local service, and a focus on relationship banking. Together as First Bank Midwest, we will be able to provide enhanced resources, expanded technology, and a broader range of financial solutions while continuing to deliver personalized community banking services.

When will the new name officially take effect?

The new name, First Bank Midwest, officially launched on July 1, 2026.

Will my banking services continue uninterrupted?

Yes. Customers can continue banking exactly as they do today. Your accounts, debit cards, direct deposits, automatic payments, online banking access, and daily banking services will continue to function normally throughout the transition.

Will my account number change?

At this time, no immediate changes are being made to customer account numbers. If any future account-related changes become necessary, customers will receive advance notice and clear instructions well ahead of time.

Can I still use my current checks and debit cards?

Yes. Customers should continue using their current checks, debit cards, and banking materials unless otherwise notified in future communications.

How will I receive future updates regarding the merger?

All customers are encouraged to log in to online banking and review their contact information to ensure it is current and accurate. Please verify your email address and mobile phone number. This process should be completed for each individual living in your household who banks with us so we can provide important merger updates, notifications, and future communications in a timely manner.

Will my direct deposits and automatic payments continue to work?

Yes. Direct deposits, automatic withdrawals, and recurring payments will continue processing normally throughout the transition.

Will my local branch / financial center remain open?

All locations are open. Customers should continue visiting their local branch / financial centers as they do today. Our commitment to serving our local communities remains unchanged.

Will I continue working with the same bankers and staff?

Yes. Customers will continue working with the same trusted bankers, lenders, and staff members they know today.

Are my deposits still insured?

Yes. Deposits remain insured by the Federal Deposit Insurance Corporation (FDIC) within applicable coverage limits.

Will my online banking or mobile banking change?

Customers should continue using their current online and mobile banking platforms during the transition. If future updates or enhancements are planned, customers will receive advance communication and instructions.

Will my loan terms or interest rates change?

Existing loan agreements and terms will continue according to the terms of your current loan documents unless otherwise communicated directly to you.

Will account fees or products change?

At this time, no immediate changes are being made to customer products or services. If future updates become necessary, customers will receive clear communication well in advance.

Why is the name changing?

The name First Bank Midwest reflects the combined organization's expanded footprint across Indiana and Ohio while honoring the histories and shared values of the two institutions coming together.

Are First Bank Richmond and The Farmers Bank financially stable?

Yes. Both banks remain financially strong. This merger is not the result of financial distress, but rather a strategic partnership focused on long-term growth, customer service, and expanded opportunities for the future.

What happens next?

The transition to First Bank Midwest will occur gradually over the next several months, with signage, materials, and branding updates continuing through early 2027. Customers will continue receiving updates throughout the process.

What if I have further questions?

Customers may contact their local branch / financial center or email mergerquestions@fbmw.com with questions related to the transition.

Can I download a printable version of the FAQs?

Yes, you can download a pdf version here:  FBMW FAQs

More Locations to Serve You

The locations listed below represent the combined branch network of First Bank Richmond, The Farmers Bank, and Mutual Federal. Once operational integration is complete, projected for late fall, customers will have access to all of these locations—providing added convenience and flexibility in how and where they choose to do their banking.

Former First Bank Richmond Locations

First Bank Midwest Banking Center
20 North 9th St., Richmond, IN 47374
First Bank Midwest Financial Center
31 North 9th St., Richmond, IN 47374
First Bank Midwest Motor Branch
601 South A St., Richmond, IN 47374
First Bank Midwest Westside
‍2929 National Road West, Richmond, IN 47374
First Bank Midwest Northside
‍2499 Chester Blvd., Richmond, IN 47374
First Bank Midwest Eastside
‍3403 East Main St., Richmond, IN 47374
First Bank Midwest Centerville
119 East Main St., Centerville, IN 47330
First Bank Midwest Cambridge City
‍200 West Main St., Cambridge City, IN 47327
First Bank Midwest Shelbyville
‍1835 Marketplace Blvd., Shelbyville, IN 46176

Former The Farmers Bank Locations

First Bank Midwest – Frankfort Financial Center
9 East Clinton Street, Frankfort, IN 46041-0129
First Bank Midwest – Wesley Manor Financial Center
1555 North Main Street, Frankfort, IN 46041-1167
First Bank Midwest – Michigantown Financial Center
219 Main Street, Michigantown, IN 46057-0298
First Bank Midwest – Rossville Financial Center
5450 West State Road 26 Suite 300, Rossville, IN 46065-9479
First Bank Midwest – Kirklin Financial Center
110 North Main Street, Kirklin, IN 46050-0188
First Bank Midwest – Mulberry Financial Center
145 East Jackson Street, Mulberry, IN 46058-0280
First Bank Midwest – Lebanon Financial Center
2304 North Lebanon Street, Lebanon, IN 46052-1110
First Bank Midwest – Sheridan Financial Center
987 South White Avenue, Sheridan, IN 46069-0211
First Bank Midwest – Tipton Financial Center
110 East Jefferson Street, Tipton, IN 46072-1908
First Bank Midwest – Westfield Financial Center
17370 Farmers Bank Way, Westfield, IN 46074
First Bank Midwest – Carmel (Loan Production Office)
11350 North Meridian Street Suite 500, Carmel, IN 46032-4528
First Bank Midwest – Noblesville Financial Center
16940 Clover Road, Noblesville, IN 46060-3643
First Bank Midwest – Noblesville West Financial Center (Opening Soon)
5839 Trace Pointe Avenue, Noblesville, IN 46062-7097
First Bank Midwest – Fishers Financial Center
7126 East 116th Street, Fishers, IN 46038-1729

Former Mutual Federal Locations

First Bank Midwest Sidney Downtown
121 S. Ohio Avenue, Sidney, Ohio 45365
First Bank Midwest Sidney Michigan
2601 Michigan Street, Sidney, Ohio 45365
First Bank Midwest Piqua Sunset
138 N. Sunset Drive, Piqua, Ohio 45356
First Bank Midwest Piqua Downtown
126 W. High Street, Piqua, Ohio 45356
First Bank Midwest Troy
1867 W. Main Street, Troy, Ohio 45373
First Bank Midwest Columbus
861 Yard Street, Columbus, OH 43212

Former First Bank Richmond Locations

First Bank Midwest Banking Center
20 North 9th St., Richmond, IN 47374
First Bank Midwest Financial Center
31 North 9th St., Richmond, IN 47374
First Bank Midwest Motor Branch
601 South A St., Richmond, IN 47374
First Bank Midwest Westside
‍2929 National Road West, Richmond, IN 47374
First Bank Midwest Northside
‍2499 Chester Blvd., Richmond, IN 47374
First Bank Midwest Eastside
‍3403 East Main St., Richmond, IN 47374
First Bank Midwest Centerville
119 East Main St., Centerville, IN 47330
First Bank Midwest Cambridge City
‍200 West Main St., Cambridge City, IN 47327
First Bank Midwest Shelbyville
‍1835 Marketplace Blvd., Shelbyville, IN 46176

Former Mutual Federal Locations

First Bank Midwest Sidney Downtown
121 S. Ohio Avenue, Sidney, Ohio 45365
First Bank Midwest Sidney Michigan
2601 Michigan Street, Sidney, Ohio 45365
First Bank Midwest Piqua Sunset
138 N. Sunset Drive, Piqua, Ohio 45356
First Bank Midwest Piqua Downtown
126 W. High Street, Piqua, Ohio 45356
First Bank Midwest Troy
1867 W. Main Street, Troy, Ohio 45373
First Bank Midwest Columbus
861 Yard Street, Columbus, OH 43212

Former The Farmers Bank Locations

First Bank Midwest – Frankfort Financial Center
9 East Clinton Street, Frankfort, IN 46041-0129
First Bank Midwest – Wesley Manor Financial Center
1555 North Main Street, Frankfort, IN 46041-1167
First Bank Midwest – Michigantown Financial Center
219 Main Street, Michigantown, IN 46057-0298
First Bank Midwest – Rossville Financial Center
5450 West State Road 26 Suite 300, Rossville, IN 46065-9479
First Bank Midwest – Kirklin Financial Center
110 North Main Street, Kirklin, IN 46050-0188
First Bank Midwest – Mulberry Financial Center
145 East Jackson Street, Mulberry, IN 46058-0280
First Bank Midwest – Lebanon Financial Center
2304 North Lebanon Street, Lebanon, IN 46052-1110
First Bank Midwest – Sheridan Financial Center
987 South White Avenue, Sheridan, IN 46069-0211
First Bank Midwest – Tipton Financial Center
110 East Jefferson Street, Tipton, IN 46072-1908
First Bank Midwest – Westfield Financial Center
17370 Farmers Bank Way, Westfield, IN 46074
First Bank Midwest – Carmel (Loan Production Office)
11350 North Meridian Street Suite 500, Carmel, IN 46032-4528
First Bank Midwest – Noblesville Financial Center
16940 Clover Road, Noblesville, IN 46060-3643
First Bank Midwest – Noblesville West (Opening Soon)
5839 Trace Pointe Avenue, Noblesville, IN 46062-7097
First Bank Midwest – Fishers Financial Center
7126 East 116th Street, Fishers, IN 46038-1729